Chase Sapphire Preferred® Card (CSP)
适合旅行者和用餐爱好者。提供全球2倍积分回报于旅行和餐饮开销（无外币转换费），并且积分可通过Chase Ultimate Rewards®平台转换成航空公司和酒店合作伙伴的里程，转换比例至少为1.25倍。配合Chase Freedom 系列快速攒点，使用CSP转点成机票获得更大利益。现在开卡前三个月消费$4000，可获得75,000 UR点数，乘以1.25，相当于$938。并提供每年$50的酒店报销。
For travelers and dining enthusiasts. Offers 2X points back on travel and dining expenses around the world (No Foreign Transaction Fee), and points can be converted to airline and hotel partner miles through the Chase Ultimate Rewards® platform. At least 1.25 fold. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening — that's $750 toward travel when you redeem through Chase Ultimate Rewards®. Also offer Annual Ultimate Rewards® Hotel Credit $50
Chase Freedom Unlimited® (CFU) Recommended for beginners
适合寻求简单回报的人。提供所有类别至少1.5%的现金回报，没有限制。5%的通过Chase预定旅行行程的回报，5%的Lyft打车的返现，3%的吃饭和药店的返现。并且积分可通过Chase Ultimate Rewards®平台转换成其他高价值的奖励。适合初学者申请。现在申请，前三个月消费$500，可获得$200（20,000）UR点数，如拥有CSP可将点数转到CSP下价值X1.25（$250）。最新首年买菜加油返还5%又回来了！
Ideal for people looking for simple rewards. Offers 1.5% cash back with no limits, 5% on Travel purchased through Chase Ultimate Rewards; 5% on Lyft through March 2025; 3% on Dining; 3% on Drugstore. And points can be converted to other high-value rewards through the Chase Ultimate Rewards® platform. Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. The latest 5% back on first-year grocery and gas purchases is back!
Earn $200 cash back with the Chase Freedom Unlimited® or Chase Freedom Flex℠ credit card.
Chase Freedom Flex℠ (CFF) Recommended for beginners
适合喜欢灵活奖励的人。提供1%-5%的现金回报，根据季度不同的类别进行调整。5%的通过Chase预定旅行行程的回报，5%的Lyft打车的返现，3%的吃饭和药店的返现。积分可通过Chase Ultimate Rewards®平台兑换。适合初学者申请。现在申请，前三个月消费$500，可获得$200（20,000）UR点数，如拥有CSP可将点数转到CSP下价值X1.25($250)。最新首年买菜加油返还5%又回来！
Ideal for those who like flexible rewards. Offers 1%-5% cash back, adjusted quarterly for different categories; 5% on Travel purchased through Chase Ultimate Rewards; 5% on Lyft through March 2025; 3% on Dining; 3% on Drugstore. Points can be redeemed through the Chase Ultimate Rewards® platform. Oct 01 - Dec 31, 2024, Current quarter Earn 5% cash back on up to $1,500 in combined purchases at: PayPal, McDonald's, Pet Shops and Vet Services, Select Charities.
The latest 5% back on first-year grocery and gas purchases is back! Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
Discover it® Cash Back. Recommended for beginners
适合日常开销。持卡人可以获得1%-5%的现金回报，具体取决于不同季度的类别。2024年第四季度(10月至12月底)前$1500的5%返现类别为Amazon和Target，超出返现1%。而且，新持卡人的第一年消费会获得Discover的"双倍现金回报"优惠，这意味着第一年的回报至少为2%到10%。 适合刚获得SSN但无信用记录的初学者。
Good for everyday expenses. Cardholders can earn 1%-5% cash back, depending on the quarterly categories. You could activate to earn 5% Cashback Bonus at Amazon.com and Target, October 1to-December 31, 2024, on up to $1,500 in purchases. And, new cardholders receive Discover's "Double Cash Back" offer on their first year's purchases, which means at least everything 2% cash back (no limited) and 10% cash back for quarterly categories.
Become a Discover Cardmember and get a $100 Statement Credit with your 1st purchase within 3 months.
Amex Blue Cash Everyday® Card (BCE) Recommended for beginners
适合购物和超市消费。持卡人可获得3%的现金回报于超市购物和线上购物（包含亚马逊等）（限额），3%的现金回报于加油站，以及1%的现金回报于其他开销。其他福利包括每年$180的Home Chef(每月$15)，以及每月$7的Disney Bundle 报销。零年费适合初学者。在前6个月消费$2000后可获得$200返现。
Good for shopping and supermarket purchases. Cardholders get 3% cash back on supermarket purchases and online purchases (including Amazon, etc.) On up to $6,000 per year in purchases (then 1%), 3% cash back on gas stations, and 1% cash back on other expenses.
Another benifit: $180 Home Chef Credit,Receive up to $15 per month in statement credits when you purchase an auto-renewing subscription for Home Chef meal kits with your enrolled Blue Cash Everyday® Card
$84 Disney Bundle Credit, Get a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card to spend $9.99 or more each month on a subscription‡ to the Disney Bundle. Valid only at DisneyPlus.com, Hulu.com, or Plus.espn.com in the U.S.
The card has a zero annual fee and is suitable for beginners. Earn $200 Back after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the $200 back in the form of a statement credit.
Amazon Rewards Visa Signature Card
适合亚马逊购物爱好者。持卡人在亚马逊和Whole Foods购物享有3%返现，（若为Prime会员有5%返现），在其他地方消费也有1%-2%返现。无年费。无境外交易费。（No Foreign Transaction Fee）限时获得$150亚马逊礼卡
For Amazon shopping enthusiasts. Cardholders enjoy 3% cash back on purchases at Amazon and Whole Foods, the (5% back if a Prime member) and 1%-2% back on purchases elsewhere. No annual fee. No Foreign Transaction Fee. Get a $150 Amazon Gift Card instantly upon approval. Hurry, offer ends soon.
